Log it in seconds
Type it, or just say it — "spent 20 on groceries" — and CashWise works out the amount and the category for you. Manual entry is the point, not a limitation: you notice what you spend when you record it.
What it does
Insights about your money, not generic advice
Daily insight cards written from your actual transactions: what changed this month, which category quietly grew, what a habit is costing you over a year.
Ask Budgy anything
A built-in assistant that answers questions about your own spending. "How much did I spend on eating out since payday?" — and it can log and edit transactions for you too.
Budgets and recurring payments
Set budgets per category and see them track through the month. Recurring bills post themselves on schedule, so your balances stay honest without you remembering.
Accounts that match real life
Cash, cards, savings, and transfers between them. Balances stay consistent across every account you keep.
Analytics worth opening
Trends, category breakdowns, and a Reports hub of AI-written recaps for every week and month — what changed, what drove it, in plain language. Export the whole thing to CSV or PDF whenever you want it elsewhere.
Works offline, syncs when it can
Everything lives on your device first, so the app opens instantly and works on a plane. Sign in and it syncs across your devices in the background.
Yours to arrange
Home-screen widgets, colour themes, PIN lock, and custom categories — in English, French, Arabic, Indonesian and Portuguese, across 40+ currencies.
No bank logins. Ever.
Most budgeting apps ask you to hand over your online banking credentials to an aggregator. CashWise does not, and cannot — there is no bank connection in the app at all. Every figure in it is one you entered.
That single decision is why the privacy policy is short: your financial records sync between your own devices and nowhere else. We do not sell data, and we do not build an advertising profile from it. The privacy policy sets out exactly which services touch your data and why — including the AI processing behind the insight cards.
Questions
Do I have to connect my bank?
No — and you can't. CashWise has no bank integration. You log transactions yourself, by typing or by voice.
Does it work without an internet connection?
Yes. Your data is stored on your device, so the app works fully offline. Syncing and the AI features resume when you're back online.
What happens to my data if I stop paying?
Nothing is deleted. You keep every transaction, account and budget you created; the Premium limits simply apply again.
How do I delete my account?
Follow the steps on the account deletion page. Your account and financial data are removed from our systems.
How do I get help?
Email getcashwise@gmail.com and you'll reach the person who builds the app.